We only belong because we think we do

What if the world was a big disappointment? What if the way the world we espied wasn't that predictable? The hopes and dreams created to fulfill the emptiness has shifted and molded the perceptions of mankind to think that there is an innate ability to exist with the alliance of others, such as, with people of the same gender,age,interests and most importantly culture. Anthropologists and psychologists propose that Homo Sapiens are not born a self, rather the self is weakened by the surroundings the person is exposed to, known as the ‘significant other'.The significant other refers to ‘nuclear family, in other words the family you were born into that consists of- in most cases – a mother, a father and sibling(s). Thus, external sources have an impact as well, for instance, the ‘modern self. The modern self incorporates ideas such as language, thoughts and status that will cause the ‘self to be ranked. Further elaborating the so called ‘modern self groups those around them into a hierarchy of the cultivated all the way through to the not so cultivates – savage.Whether evolution occurred or not of apes transforming into humans, and whether e agree with it or not, many significant comparisons can't be obtained from that theory. A significant concept of the human race regarding skin color can be directed to Edward Thorniness theory of trial and error'. What does this theory suggest? Repeated errors continue until success if reached. Error, mutation in the human body repeatedly occurred during the past couple of billion years until ‘success' was finally reached; the current human body.Yes very debatable, but we can simply take this teary and implement it into our lives. Failure, what does it mean? Most of the time titer depressing, right? However, if failure is viewed from the same angle it was viewed during the study of evolution, it can be life changing. Failure led to success. Which means, technically there is not hing wrong with failing, if you invested a sufficient amount of effort. Sander's failure to be classified as White' rather than ‘colored' was a similar effect of trial and error theory. The back and forth classification of Sander's ‘label' is a motive of failure.People such as Sandra that Todd up against the law leaded the failure to success' in the time now. Through the hardships and discrimination that they faced helped those people in knows society to be respected and to be seen that they are Just the same as White' people despite the being a different color. The two unlike ideas of the White' and ‘colored' society uniting failed, however, Sandra found it less complicated and easier to conform to the black society than the white race, regardless of the disadvantages she had to face throughout time.Sander's trial was the contrast between the white and black society. The error was being born with the genes she inherited from both white parents that carried black a ncestry, which resulted in Sandra paying a price for it; rather then her parents. For many thousands of years the notion of belonging to somewhere or something was and still is a significant issue. The apartheid era in South Africa began in 1652, with the settlement of Jan Van Rebecca.The natives were criticized for their language, which was mockingly referred as ‘Hottentots', also they were describes to be the lowest of the low[that they adapted] a missing link between humans and pees'. This prejudging of natives exhibited, that the black natives of the country was a class whose weakness was inborn. When the foreigners arrived and observed the native black people they made a Judgment on their behavior that throughout their daily lives of working they were slow people that lacked energy therefore the foreigners concluded that their weakness was inborn.Accepting the native blacks for the Dutch foreigners was a hard limit, because they viewed that blacks low and themselves super ior. Becoming a part of a community that suffered with black and white skin color controversy meant a threat was adhered upon the individuals security, safety and shelter also incorporating that these factors are mentioned in Measles Hierarchy of Needs as the most important obligations for ones survival.As the artificial barriers were removed between socioeconomic classes, society was encouraged to build biological barriers, which allowed status to be ruled by DNA. The most obvious roles of skin is the social label it has on the individual. Skin pigment is inherited from our genetic makeup, but those with the wrong genes are placed in an environment where it is nearly impossible to escape from; known as the apartheid era.In most cases it is seen that ‘people with dark skins are, in most places, less successful, less healthy and – perhaps – less contented than those with light. Simply this statement was extracted from â€Å"In the Blood – God, Genes, Desti ny' by Steven Jones who stated the general public that thought this way. Thus, stating the obvious the black people are the ones who brought freedom' into today's society. Significant figures such as Muhammad All, Michael Jordan, Malcolm X, Nelson Mandela andSusan Bolt have made the apartheid issue a national problem and brought it to the realization of other people to declare freedom. Belong to a group is a vital need to every individual. However, belonging doesn't come with ease, it takes trial and error to succeed and keeping an open mind to changes. Throughout history it is evident to conclude that keeping an open mind and acceptance towards others around us will bring success and comfort. Thus, if we don't learn from the past there will still be controversy and superiority amount groups due to unethical matters.

Smoking And Health Outcomes Health And Social Care Essay

This essay will try to analyze assorted articles in order to try replying four chief inquiries go arounding around smoking and wellness results. Specific mentions will be made to Anu Katainen s article: Social category differences in the histories of smoking â€Å" endeavoring for differentiation? The four chief inquiries revolve around how different groups account for their smoke and how societal factors, category factors and personal positions influence facets of smoke and wellness results.Question 1: How different groups account for their smokePrevious surveies have suggested that smoke is a pick and that the research participants in these surveies emphasise the positive points of smoke and restrain every bit far as possible from speaking about their dependence and the negative points of smoke ( Katainen 2010:1091 ) . In this treatment we will specifically mention to Katainen s research survey. The focal point of Katainen survey was on the cultural and societal facets of smoke ( Katainen 2010:1090 ) . Her survey consisted out of interviews conducted with two groups viz. manual and non-manual workers, aged between 24 and 58, the workers came from diverse work environments ( Katainen 2010:1090 ) . The interviews covered two chief subjects existent smoke behavior and the significances which attributed to smoking ( Katainen 2010:1090 ) . First we will discourse the consequences of the non-manual workers. The first determination in Katainen s ( 2010:1091 ) survey provinces that non-manual workers link smoking with E?pleasurable minutes. Non-manual workers do non merely see smoking portion of mundane life but besides see it as a memorabilia to singular minutes in life ( Katainen 2010:1091 ) . The one respondent expressed the followers: It s like a small bead of A ¦like the concluding touch at some fantastic minutes ( Katainen 2010:1091 ) . The following determination was singular, the respondents considered their smoke as an single wont and emphasised their ain individualism ( Katainen 2010:1091 ) . They province that their smoke cues were non dependant on others ( Katainen 2010:1092 ) . This was interesting due to the fact that it is by and large accepted that smoke is a societal dependence. The respondents refrained from lending to any generalizations or stereotypes ( Katainen 2010:1092 ) . This determination was besides applicable to white-collar respondents, who found it hard to depict or categorize themselves ( Katainen 2010:1092 ) . Another noteworthy find was that no category differentiations were made associating to smoking but differentiations were instead made associating to smoking wonts ( Katainen 2010:1092 ) . An illustration made, was that for certain participants smoking in the smoke room, at the work topographic point, was considered uncomfortable, and these participants would see their smoke as different from the other tobacco users being their smoke was a voluntary act and the other tobacco users smoking was more a modus operandi or an dependence ( Katainen 2010:1093 ) . Adding on to the above mentioned were besides the white-collar respondents who made a clear division between functional smoke and everyday smoke ( Katainen 2010:1093 ) . Smoke was considered more acceptable if it had a map ( e.g. relaxation after a nerve-racking state of affairs ) and less acceptable when it was done routinely ( e.g. smoking whilst walking indicates dependence ) ( Katainen 2010:1093 ) . Although it may look that the respondents all considered smoke in a positive manner there was an exclusion with two respondents, who had a negative attitude towards their ain smoke ( Katainen 2010:1093 ) . In general middle-class respondents viewed their ain smoke as witting Acts of the Apostless and reacted with disgust towards anybody who could non command their E?appetites ( Katainen 2010:1093-1094 ) . Next we will discourse the consequences of the manual workers. In researching the manual workers histories for smoke, consequences proved to be most surprising. Positive concluding such as rebellion, independency and wont which is associated with smoke was expected to correlate with the motive of manual workers but these premises were proven incorrect to some grade ( Katainen 2010:1094 ) . The first positive motive mentioned for smoke was in the instance of work context, for these respondents smoking provided a legitimate ground for interruption every bit good as protracting interruptions ( Katainen 2010:1093-1094-1095 ) . Harmonizing to the respondents the most important ground for their smoke was relaxation, for emphasis and anxiousness increased their smoke wont ( Katainen 2010:1095 ) . For illustration the one respondent, Antti ( R49 ) , said that smoke helps quiet you in minutes when something truly pisses you off ( Katainen 2010:1095 ) . Another positive facet of smoke was the sociableness of smoke ; it made it easier to acquire acquainted with other workers ( Katainen 2010:1095 ) . Smoke was at its most gratifying when uniting coffin nails with java ( Katainen 2010:1095 ) . Although there are a batch of similarities between the positive facets of smoke for both manual and non-manual workers the bulk of results remain different ( Katainen 2010:1095 ) . When discoursing the facets of smoking with manual workers they were more inclined to portray the negative facets of smoke and found it hard to portray positive facets of smoke ( Katainen 2010:1095 ) . This can be clearly seen through the interviews conducted with two of the respondents ( Katainen 2010:1096 ) : Int: Why do you smoke? R50: That s a good inquiry [ laughs ] ! I don t know. It s merely a bad wont. I don t hold anything wise to state about it. Int: Don t you think there s anything positive in smoke? R50: Well I haven t found anything positive yet. I can t believe what could be positive about it. ( 39-year-old male, building worker ) Int: Why do you smoke? R54: Because I m dependent on nicotine. It s every bit simple as that. It s a wont. ( 27-year- old female, building worker ) Non-manual workers accounted for their smoke through justifications and manual workers accounted for their smoke through alibis ( Katainen 2010:1096 ) . For white-collar workers smoking was a witting act/decision ; blue-collar workers on the other manus described it as compulsive, rooted in day-to-day modus operandis and merely happened ( Katainen 2010:1096-1097 ) . Thus the important point that differentiates manual workers from non-manual workers is the manner in which they account for their smoke ( Katainen 2010:1097 ) . There are multiple grounds why these histories differ the five chief facets are the undermentioned. First the different working environments of the two groups have a major impact, for smoke is more common in manual work environments ( Katainen 2010:1097 ) . Second the sum of coffin nails smoked on a day-to-day footing differs greatly among the two groups and thirdly the deficiency of justifications among manual workers every bit good as the accent on negative facets has another great influence ( Katainen 2010:1097 ) . The following major impact was the interviewees because they were female and the male respondents most probably would reply their inquiries in a manner that would do them sound good and hence go forth a good feeling ( Katainen 2010:1098 ) .Then in conclusion the inactive positions among the manual workers have a great influence over their thought procedures ( Katainen 2010:1098 ) . [ Word count: 1002 ]Question 2: Identify societal factors runing in the logical thinking behind smokeIn general it has been proposed that the ground behind the societal differences account for smoke is that educated people are more concerned about wellness related issues and therefore are more goaded to give up smoke ( Katainen 2010:1088 ) . Contradictory to the above mentioned, the latest surveies on category and wellness reveal that all societal groups consider wellness every bit of import but the ways in which these groups execute this importance differs ( Katainen 2010:1088 ) . The upper categories consider wellness as a norm that should be achieved which is reflected in day-to-day patterns, where lower categories consider wellness as enabling day-to-day modus operandis. In her article Katainen ( 2010:1088 ) references that it is of import to detect that surveies on wellness behavior may overrate the significance of witting wellness considerations in mundane life. Terminology used in wellness research may differ from nomenclature used in mundane life for illustration ; habitus termed as E?health behavior, in wellness research, is in mundane life more likely to be governed by modus operandis, cultural forms and societal patterns, than made by a witting attempt to better one s wellness as suggested by wellness research ( Katainen 2010:1088 ) . Habitus is E?the manner society becomes deposited in individuals in the signifier of permanent temperaments ( Wacquant 2005: 316 ) . For Katainen ( 2010:1089 ) Bourdieu s construct of habitus A ¦for the different societal groups, it serves as a common frame of reading through which action becomes apprehensible, based on shared life conditions and life events ( Katainen 2010:1089 ) . In contrast to this habitus has besides been critiqued for being excessively deterministic, people are more cognizant of the regulations and determiners of societal life, more than Bourdieu seemed to presume ( Katainen 2010:1089 ) . Another point Katainen makes is when mentioning to the societal significance of patterns and its ability to bespeak societal distance, which is derived from the place it has in the system of objects and patterns and is non derived from the built-in belongings of the pattern ( Katainen 2010:1089 ) , therefore it is of import obtaining objects and holding complete cognition on their use but besides the manner of gestating them in relation to others ( Katainen 2010:1089 ) . This returns to health-related affairs being personal thoughts of one s behavior every bit good as people actively negociating their topographic point in the universe and constructing and keeping their societal individualities as Katainen ( 2010:1089 ) acknowledged. Through her interviews Katainen besides observed that for some participants smoke was a socialising tool assisting them to do friends and acquire to cognize people ( Katainen 2010:1095 ) . To back up the above mentioned Katainen ( 2010:1097 ) besides states that a societal environment in which smoke is really common and, in a sense, axiomatic, may easy ease its continuation without break, and accordingly does non make the demand to warrant the wont. One can reason that smoke has a broad scope of societal factors that contributes to persons taking up smoke every bit good as halting it. These factors range from personal issues to societal surroundings for illustration ; smoke can come from personal wonts, civilization, and instruction to socialization tools. [ Word count: 502 ]Question 3: Address the function of category in wellness resultIn this inquiry we will discourse three articles of three separate writers viz. Katainen, Henry and Stacey. We will get down with Katainen. In her research Katainen ( 2010:1087 ) provinces that it is by and large accepted that in-between and upper categories tend to populate long healthy lives whereas lower categories tend to populate short lives filled with unwellness. Although certain research workers consider category and societal classs as disentangled from the modern twenty-four hours issues, smoking provides the cogent evidence of the uninterrupted importance of category ( Katainen 2010:1087 ) . In Western states smoking seems to be a tendency under the lower socioeconomic groups bespeaking to inequalities in wellness ( Katainen 2010:1087-1088 ) . Harmonizing to the habitus construct, people s behavior and determinations are affected by their life conditions ( Katainen 2010:1089 ) . Where people live will bespeak what they can afford, their penchants and what is appropriate for their category ( Katainen 2010:1089 ) . For illustration a truck driver eating heavy, fatty repasts and a immature white-collar adult female preferring a light salad: the rightness of certain wonts is related to the single s societal place ( Katainen 2010:1089 ) Smoking inclinations do non merely alteration because of wellness but besides by the image one wants to portray to society ( Katainen 2010:1089 ) . Next we will look at Paul Henry s article ( 2001 ) : An Examination of the Pathways Through Which Social Class Impacts Health Outcomes. In his article Henry ( 2001:07 ) discusses the different motives for the continuation of smoke ( Henry 2001:07 ) . The most important influence among the lower categories was that of equal force per unit area ( Henry 2001:07 ) . Amongst the higher upper categories wellness was considered an inherently of import norm ( Henry 2001:07 ) . Upper classes tend to see good wellness as something you must accomplish, a end to work towards whereas lower category viewed good wellness as a means-to-an-end ( Henry 2001:07 ) . For lower categories wellness was valued in the sense that it allowed them to work and hold fiscal stableness ( Henry 2001:07 ) . This could be best described through the comparing of an upper category single exercise and eating healthy ( good wellness demands to be gained and maintained ) whereas the lower category person would see good wellness as merely doing it through the twenty-four hours peacefully without unneeded strains ( Henry 2001:07 ) . The last article we will be discoursing is that of Stacey, M. ( 1998 ) : The Plurality of Mending Systems in Tudor and Stuart England. In her survey Stacey researched category systems in the late 1970 s. In this epoch there was a clear category and gender division which had a major impact on wellness results. Peoples populating in the towns had a greater assortment of wellness attention than people populating in the countryside who were dependent on common people therapists ( Stacey 1998:39 ) . Well off people, who could pay, had a broad assortment of knowing physicians ( elect doctors ) although fees sometimes differ ( Stacey 1998:39 ) . The hapless were left to depend on cunning common people and assorted therapists go forthing them to a hapless diagnostic and intervention ( Stacey 1998:39 ) . Back in this epoch it is of import to besides observe gender division. Womans were left to run the families and hence had a greater duty of wellness care and Restoration for the whole household for the greatest sum of mending took topographic point at place ( Stacey 1998:39 ) . Here gender and category overlapped for lower category housewives all had similar accomplishments and cognition and therefore were dependent on upper category neighbors, for upper category homemakers had more cognition and accomplishments and hence ministered their poorer neighbors every bit good as their ain families ( Stacey 1998:39 ) .One can reason that over the old ages category has and will stay an of import factor in wellness results. ( Word count: 597 )Question 4: What societal factors influence and determine your determinations about wellness picksThere is a assortment of societal factors which influence my positions and determinations go arounding around wellness issues more specifically smoking. The first most of import fact I must edify you with, in order for you to understand my motives, is that I am a non-smoker. The first influence would be through societal establishments viz. household and faiths. Family and faith are the two chief facets which shapes an person into who they are. I was brought up in a conservative yet unfastened minded Christian family. My parents taught me it was incorrect to smoke and demo disrespect towards others, my faith Tells me, through the Ten Commandments, to esteem and obey my parents. These two societal establishments act as a signifier of societal control. My parents were fondly and my faith cost me no injury and therefore I had no demand to arise against them. The 2nd and most of import societal influence was my instruction. I have learned the undermentioned list of facts over the old ages. First baccy consists out of 4500 chemicals, the chief toxicants in baccy are ; a ) Cd ( auto batteries ) , B ) DDT ( insect powder ) , c ) H nitrile ( gas Chamberss ) , vitamin D ) methylbenzene ( industrial dissolver ) , e ) vinyl chloride ( plastics ) ( National Council Against Smoking ) . Tobacco besides consists out of 43 unknown carcinogens which are malignant neoplastic disease doing agents ( National Council Against Smoking ) . Smoking well increases the hazard of TB ( TB ) and decease ( National Council Against Smoking ) . Smoking besides causes the undermentioned diseases viz. : malignant neoplastic disease of the oral cavity, lingua, lip, nasal, salivary secretory organs, voice box and the lungs every bit good as sphacelus ; shots ; redness of the oculus and unnatural motions of the oculus ; cataracts and psoriasis ( National Council Against S moking ) . Another danger which is caused via smoke is second-hand fume. Second-hand fume consists out of 4000 chemicals where merely 250 are known and 50 % are known to do malignant neoplastic disease ( National Council Against Smoking ) . The most noteworthy chemicals are 1 ) arsenous anhydride ( a heavy metal toxin ) , 2 ) benzine ( a chemical found in gasolene ) , 3 ) Cd ( a metal used in batteries ) , 4 ) Cr ( a metallic component ) , 5 ) Ni ( a metallic component ) , 6 ) Po â€Å" 210 ( a chemical component that gives off radiation ) , 7 ) vinyl chloride ( a toxic substance used in plastics industry ) ( National Council Against Smoking ) . Second-smoke besides causes a assortment of unwellnesss under which is TB and a battalion of malignant neoplastic diseases ( National Council Against Smoking ) . The last influences are of a personal nature I am a terpsichorean ( concert dance and modern ) and as seen in the above mentioned smoking causes multiple wellness jobs. Dancing is my manner of loosen uping and maintaining fit and for that one needs a healthy organic structure. I besides suffer from asthma and smoke will merely decline my asthma and coerce me to halt the thing I love in life dance. In my household we are besides susceptible to malignant neoplastic disease and smoke doubles my opportunities of developing malignant neoplastic disease. The above mentioned can be associate to all wellness issues and non merely smoking [ Word count: 500 ]DecisionOne can clearly observe that through the eras category has remained an of import factor when act uponing wellness results. Another important determination is that all the assorted writers had the same position point affecting the lower and upper category differentiations. The lower categories viewed wellness as an mundane experience, where the upper categories viewed wellness as a end something to work towards, an purpose that needs to be achieved. Lower categories accounted for their smoke as an unmanageable desire and identified their wont most comfortably with negative facets. The upper categories viewed smoke as a witting act or determination and identified their wont most comfortably with positive facets. There were assorted similarities between the two groups but the most cardinal similarity was that both groups viewed smoke as a relaxation tool. Social factors, including societal establishments and societal control measurings, play an every bit of im port function as subscriber to get down or halt smoke every bit good as to wellness results. The last of import factor is that these surveies provided the grounds to turn out generalizations and pigeonholing incorrect till a certain grade.

Markting Term Paper Example | Topics and Well Written Essays - 500 words

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PATHOLOGY & BIOCHEMISTRY MODEL DEGREE EXAM QUESTIONS Coursework

PATHOLOGY & BIOCHEMISTRY MODEL DEGREE EXAM QUESTIONS - Coursework Example (write about 250 words) The identifying characteristic of malignant neoplasms, with nomenclature of either carcinoma or sarcoma in their suffixes, is that they have ill-defined borders, and are able to infiltrate surrounding tissues and metastasize to other tissues of the body. Malignant tumors are also more prone to necrosis and hemorrhage, as compared to benign ones, growth named with an –oma attached at the end. As such, surgical treatment alone is not enough in treating the disease. Adjunct therapy may include radiation and chemotherapy. In contrast, benign neoplasms can be resolved through surgery because they are encapsulated and their growth is limited within the tissue of origin. Given these reasons, the prognosis of patients with malignant neoplasms is poorer than those with benign growths. Microscopic differences are also present. Malignant neoplasms are composed of cells with a higher mitotic activity compared to benign neoplasms. Thus, malignant tumors are typically larger than benign one s. They also look different from benign cells, which look like normal, differentiated cells, because they are undifferentiated and anaplastic, their nuclei are big and hyperchromatic and their shapes are irregular. The malignant cells of a tumor also vary in size and shape, as opposed to cells of a benign tumor which are isomorphic. Malignant cells also lose their polarity, resulting to disorganized growth. Benign tumor cells still have their polarity intact, thus they are still capable of organized growth. Cell derangement is not just limited to structure , but also to function. Malignant cells have an altered function already, as opposed to benign tumors that retain the function of the tissue of origin. Q2. Write about the sequence of events and processes of the pathogenesis of a typical carcinoma. You may use the flow diagram below as a guide: (write about 200 words) EVENTS AND PROCESSES IN THE DEVELOPMENT OF DUCTAL CARCINOMA IN BREASTS NORMAL Nonproliferative PROLIFERATIVE CHANG ES Caused by loss of growth inhibitory signals, increase in pro-growth signals, or decreased apoptosis DNA INSTABILITY AND ATYPICAL HYPERPLASIA Nuclear enlargement, irregularity and hyperchromasia as cells continue to proliferate HIGH GRADE DUCTAL CARCINOMA IN SITU Solid sheets of pleomorphic cells with hyperchromatism and necrosis Abrogation of the basement membrane, angiogenesis, stromal invasion HIGH GRADE INVASIVE CARCINOMA Cell mass with ill-defined borders A stepwise process is needed in the

Paul Cezanne - Impressionist of Life Research Paper

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Exercise Health Essay Example | Topics and Well Written Essays - 750 words

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Analysis of Tower Group ,Inc. (easy work, only two questions) Research Paper

Analysis of Tower Group ,Inc. (easy work, only two questions) - Research Paper Example OBPL was acquired by the company in the third quarter of the 2010 financial year. In the financial year that followed, 2010-2011, a progressive trend was realized in total revenues. Up to 21.8% increase in total revenues was recorded as at 31st December, 2011. This trend was as well associated with OBPL acquisition in the previous year. Net premiums and investment income also contributed to this positive trend. Reflection period of the acquisition was now longer than that of the previous financial year. On more specific grounds, $1789.8 million of premiums earnings were recorded in the year 2011. 2010’s figure stood at $1519.6 million. Another measure of financial operation success is operating costs. In order to realize maximum benefits, operational expenses should be minimized up to the point where profits are maximized. In the year 2010, operational costs stood at $497.7 million. In comparison to the previous year, operational expenses had gone up by 40.7%. However, this was expected due to the aforementioned acquisition of OBPL. Commercial Insurance segments were also restructured and improved technologically, thereby increasing the cost of operation. The scenario was not different in the year 2011. However, although there was an increase in operating expenses, the percentage increase in operational costs declined. In the year 2011, operational costs increased by 18.5%. This was as a result of an improved underwriting expense ratio that stood at 35.7% and 34.1% in 2010 and 2011 respectively. Taxation is an inevitable principle in the business environment that the company operates in. It is therefore a critical determinant of any given company’s financial welfare. Tax expense in the company’s context increased between 2009 and 2010. The increase was directly proportional to the total taxable earnings. Taxes applicable to the company are local and state taxes. From the tax perspective, it is evident that the

Reflecting on Food Systems Personal Statement Example | Topics and Well Written Essays - 2000 words

Reflecting on Food Systems - Personal Statement Example I still enjoy a Whopper and fries, but when I eat one now I am more keenly aware of the path that the burger has taken to get to my table, the lives that it has impacted, the social footprint it has made, and the alternatives I have when choosing the foods I eat. I have listened for years as the news has told about the health issues that surround the foods we eat. It seems like every week there is another new health scare that portrays the American diet as dangerous and unhealthy. Trans fat, bacon, mayonnaise, and cheese have all come under fire as health advocates have suggested the limiting or elimination of certain foods from our diet. At some point it becomes like the boy who cried wolf too often. I have to wonder what is the food of the week that has drawn the attention of dieticians and nutritionists. If I had taken it as serious as they portrayed it then my favorite double cheeseburger with a large fries would have been out and replaced by a bowl of greens and alfalfa sprouts. Still, I had only a few sources for my food and had no knowledge how different it all was. If I didn't get my food from Burger King, then what alternatives did I have I had never given much thought about how the food had arrived at my table, or how the process h ad taken its toll on the nutritional benefits of the food I was eating. Being told my food was unhealthy didn't ... I need facts and figures and they need to make a connection that I can understand. The learning that I have done in food systems has been instrumental in fundamentally changing the ways that I think about food, the decision I make regarding the foods I buy, and my future plans for creating an alternative means of acquiring it. Yet, this would not have been possible without being involved in this class, my exposure to the UCD student farm, and the education that I have gotten in regards to alternative means of food production. I am far more aware of the risks we take when deciding what foods to eat and the ways it impacts growers and farmers around the world. It wasn't that I didn't care about the health of the food I ate; it was that I simply was not aware of the myriad issues that surrounded the topic. One of the issues that I became more aware of was the use of chemicals that are required to feed the population of the world. I never stopped long enough to think that there are other species on the planet that are competing for the same food that the human race is. I didn't know how the smallest of insects could damage and kill a field of vegetables before they are even given an opportunity to grow. They can feed off the roots or the vines and bring death to the plant long before there are any signs of fruit. Killing the pests can be accomplished through the use of chemical pesticides, but they leave a residue that works its way into the plant. We then ingest the food and in doing so we consume some trace of the original pesticide. Weeds can overtake a field or garden plot as they also compete for space. Many weeds have evolved for the m illennia to endure the harsh outdoor conditions and are a

Methodology of systematic review in health care ( Nursing ) Essay

Methodology of systematic review in health care ( Nursing ) - Essay Example The effectiveness of quality care can be measured through patient satisfaction levels. Providing quality of care in nursing is important because it determines the satisfaction of, patients, nurses and their families and the health care organization (Sherman, Clark & Maloney, 2008). Quality of care has been studied extensively. Research shows that standards must be upheld through comprehensive objectives and specific goals Al-Yousuf, (2002). As a rule it is important that nurses aim to deliver quality care at all times. In so doing patients’ psycho-social and physical well-being are enhanced and they have prompt discharge home from hospital. r. Unfortunately, quality of care is not always in evidence. Consequently patients suffer and feel dissatisfied (Daly et al., 2004) A case in point in the health care field is Dammam Hospitals. Although the quality of care being delivered is good, there is observational evidence from nursing leaders that this could be improved. This is furt her evidence by patients feed back obtained through survey results received from patient satisfaction. In Saudi Arabia, nursing organizations operate in a top-down fashion according to levels of authority. The structure of nursing starts with higher authority system control from the ministry and extends downward to the nursing directors in the hospitals, nursing supervisors, nursing staff, and finally, nursing assistants (nursing leaders does not seem to feature here) (Al-Yousuf, 2002). Since macro-politics do impinge on care, it is critical for nursing leaders to have a good grasp of political issues and how this in turn can impact on care. Parallel with this, nursing leaders needs to possess other specific attributes in the following domains such as decision-making skills, technology skills, interpersonal skills, team-building skills, organizational skills, and effective communication skills. As a nursing Leader

How Do We Select Our Life Mates Research Paper Example | Topics and Well Written Essays - 2250 words

How Do We Select Our Life Mates - Research Paper Example One of the theories that contemporary social science uses is called Five-factor personality traits model. This model uses five distinct characteristics to describe an individual’s personality. This assignment conducted a survey to determine self-portraits of 190 respondents through a set of questionnaires. Survey questionnaires were tailored to characterize respondents per Big-five model theory. The respondents then described the portrait of their expected life partners through the same questionnaires. This assignment conducts a literature review on mate selection process; uses the results of the survey to test several correlations between respondents’ self portraits and their mates' portraits. The assignment presents the results of the findings. How Do We Select Our Life mates? Introduction The man said, â€Å"This is now bone of my bones and flesh of my flesh; she shall be ‘woman,’ for she was taken out of man.† – this is said in the 23rd verse of the Genesis 2:23. The next verse, Genesis 2:24 says,† That is why a man leaves his father and mother and is to his wife, and they become one flesh (â€Å"BibleGateway.com†, n.d.). This is how everything started and until this day we ponder with the question how to select our life mates (Kim,n.d.). Choosing a life partner is one of the crucial decisions that all of us face in the lives. Unfortunately, neither our schools nor our society provides us with the foresight and knowledge needed to make the best possible choice (Kim, n.d.). In the process of adolescent development, an individual creates an identity, which contains a set of self-defined commitments (Klimstra, et.al., 2012). Two unique personalities with two separate identities in future create the nucleus of a new family. It can truly be compared with the birth of a new star. That is why; both social science and society spend enormous time to find the answer which two personalities may be the best combination as  a couple. The science has been struggling to find a theory that may be attributed to the mate selection process. Could it be ideal mate personality concept, dark triad concept, or big-five model of personality? The scope of this research does not constitute the goal in focusing on merits and demerits of various concepts in mate selection process; it rather analyzes the correlations between mate selection and big-five model of personality traits. Mate selection from cross-cultural and historical perspective strongly varies from country to country and culture to culture (â€Å"Introduction to Sociology†, n.d.; Figueredo, et.al., 2006). This process even in the same culture with the passage of time makes evolutionary or revolutionary changes. For example; sixty years from now in the USA this selection process predominately was based on how one’s parents felt about him or her, how stable his or her economic resources appeared to be, how healthy the person appeared to be, how good/moral his or her character appeared to be (â€Å"Introduction to Sociology†, n.d.). However, today it is not a selection but a search. Nonetheless, both selection and search have criteria. To identify the search criteria, this search conducted a qualitative survey focusing on the attributes of big five personality traits. Personality can be considered as a metric that describes a person’s character through quality, which makes one individual different from another individual. From the viewpoint of psychology, personality represents a dynamic concept that describes the growth and development of an individual’s entire mental system (Bedi, 2011). Even though, from the psychological viewpoint, one person’

Scientific Process behind Games of Chance Essay Example for Free

Scientific Process behind Games of Chance Essay The prospect of winning the price money is one of the most influential if not primary reasons why people engage in casino games. The degrees may vary, but there will always be a certain desire to win. Even the player who once failed continues to hope that luck will turn to his or her side in the following round. For some, winning gives a certain sense of achievement. There are those who are simply thrilled by the momentary joy it brings. Still, some simply want to gain money for profit. The prospect of winning usually conceals the truth behind the likelihood of success. Luck is one thing, but the possibility of winning in casino games primarily lies on its mathematics. Scientific Process behind Games of Chance Generally, people obtain a certain amount of pleasure whenever they engage in a form of recreational activity such as playing games. In any case, such recreational activity provides a chance to have fun, a test of fate, escape and diversion, and intellectual stimulus. However, the kinds of games played with the desire to win the money are the ones that are even more challenging, thrilling, and pleasurable. The desire to succeed in a game of chance or wits is supported by the desire to collect the monetary reward. In addition, although most people are motivated to engage in gambling not solely because of the most coveted prize of money but for the entertainment that games of chance can offer, money nonetheless remains to be an essential if not dominant factor. Money is a means to keep track of the score. Likewise, it is the prize for a game well played and a price to pay for a bad game (Vancura, Cornelius, Eadington, 2000). By definition, gambling is a gaming behavior that involves running the risk of valuables or money on the result of a certain game, event, or contest for that matter (Author, year). Arguably, the result of a gambling activity is completely or to some extent dependent on chance. It remains to be a controversial topic to date. There are those who take pleasure in the likelihood of winning. There are those who simply appreciate having a good time in playing the games. Still, there are those people who are not interested in any form of gambling activity for they believe that the appeal of the monetary prize will only trigger the players to develop an addiction to the game. In essence, the casino gaming business is simple. It thrives on its games due to the laws of probability. Effective marketing strategies and sound management practices may help bolster the bottom line, but in the end, the house usually wins the game. This is due to the mathematical edge the casinos have over its players. This, of course, is no secret. People have been gambling and trying to figure out the house edge for the longest time. Nonetheless, even the average gambler is at least indistinctly aware that casinos make money because of the mathematical edge provided by the games. The details, though, are a mystery to many who fail to grasp the subtleties, and sometimes the obvious, about the mathematics behind the games (Hannum, 2005). All things considered, commercial gaming, an industry that is built upon statistics and probability is a huge and thriving business enterprise Commercial Gaming and the Math If a player would want to advance his or her winning chances, he or she must initially try to rise above his or her hesitations to the degree that is possible. Afterwards, the player must then consider the consequences of his or her possible strategy. The manner of management is certainly dependent upon the real basis of the uncertainty. For instance, if a players would want to come to a decision whether he or she would engage in a game of chance, then such player must initially consider the odds to see whether or not they are appealing in contrast to the amount to be gambled (Bewersdorff Kramer, 2004). Critics of the gaming business have long blamed it that in order to sound more politically correct, they refer to their venture as a gaming rather than a gambling enterprise. Representatives of the gaming business did not coin the term, though. It has been in existence for several years already. Perhaps, the term more correctly describes the business for the reason that casino operators usually do not engage into gambling activities. Rather, they depend on the mathematics of the games to assure positive cash flow. The House Advantage The money generated from a gambling game derives from the expected value, or expectation, of the wager. This value represents the monetary value that a bettor can expect to be losing of winning sooner or later if the wager were to be made a large number of times. In principle, the expected value can be found by multiplying each possible outcome or payoff by its probability of occurring, and then summing these products. In double-zero roulette, for example, a $5 even-money bet on the color red has expected value equal to (+5)(18/38) + (-5)(20/38) = -0. 263 (Hannum, 2005). It is important to note that in a double-zero roulette, there are 18 black, 18 red, in addition to the 0 and 00 green numbers. Generally, more than $. 25 for every $5 bet on red will be lost by a player, generating a 5. 3% house edge on such bet (Hannum, 2005). For some games, the relevant probabilities for the outcomes of a wager may be difficult to derive, and it is necessary to use more sophisticated mathematics or computer simulations to estimate the game’s statistical advantage. Notwithstanding of the method applied in computation, the house advantage can be regarded as the cost to a player for engaging in the game. Everything else equal including bets for every hour as well as average bet size, a player who bets in a game with a four percent house advantage is likely to lose his or her money twice as quickly as the other player who is betting in a game with a two percent house edge (Hannum, 2005). The Winning Advantage There is wide variation in house advantages for wagers found in casino games, depending on the particular bet, the rules in effect, and, in some cases, the level of skill of the player. There are those who believe that certain casino games such as slots machines, the big wheel of fortune, keno, baccarat, crap, and roulette are games of sheer chance. They argue that in these games, no amount of strategy or skill can influence the eventual outcome of the game. They further argue that with a house advantage of less than 1% and 1. 2% taking into consideration a conservative play, the games of craps and baccarat provide the best chance of winning (Hannum, 2005). For slots, on the other hand, it would cost a player five up to ten percent on the average. For double-zero roulette, it would register at 5. 3%. In keno and the big wheel of fortune, however, the average house advantages will be about thirty and twenty percent, correspondingly (Hannum, 2005). Games wherein a certain degree of skill can influence the player’s expectation are the popular poker-based games, video poker, and blackjack. Optimal strategy will produce a house advantage between a three up to five percent, in as far as the popular poker-based games are concerned (Hannum, 2005). Statistical advantage in video poker differs from every machine. Nonetheless, in general, video poker can be quite player-friendly. Taking into consideration an expert strategy, it is not unusual to produce a house advantage of fewer than three percent for this game. There are those which fall below one percent, and occasionally a player can find a video poker game with a return greater than 100 percent. The house edge for the blackjack game differs with the number of decks used as well as with every rule applied. With typical rules, taking into consideration a player employing a basic strategy in a typical six-deck game, he or she will only play against a house advantage of 0. 5 percent. Nonetheless, the average player of a blackjack game will ultimately give about two percent advantage to the casino whenever he or she decides to deviate from such strategy (Hannum, 2005). Flaws, Myths, Faults, and Misconceptions Most casino wagers have a negative expectation. However, there are certain exceptions. A few professionals can make a living at race or sports betting or at a card room poker wherein the opposition is other players. Blackjack can be played with a positive expectation using card counting. A few video poker machines can be played with a player advantage. Moreover, the odds waged in craps have a house edge of zero even though such wage is not possible without making one more negative expectation wager. Occasionally, a casino will likewise give a promotion that offers an edge to the player. The aforementioned are the common mistakes caused by overzealous casino personnel who did not bother to check the math, and in such cases the promotions are usually terminated quickly when it becomes apparent the players have the mathematical edge. Odds Explained The term odds can mean several things. However, it is commonly used to refer to the chances of winning. For example, the odds are a million to one of hitting the jackpot. When used in this sense, many people confuse odds with probability. When a card is selected at random from a standard deck of 52 playing cards, there is a probability of 1 in 4 that the card will come out as a spade. The odds that the card will not turn out to be a spade are three to one. It is not uncommon for people to mistakenly interpret 3 to 1 odds as meaning the event will occur on average once in three tries. In the game of lottery, the odds of winning the jackpot can be derived from a mathematical calculation. In the Lotto 6/49 game, for instance, 6 digits are drawn from a pool of digits ranging from 1 up to 49. Here, the amount of possible combinations is only less than fourteen million (Smitheringale, 2003). Hence, the odds to win the jackpot on one ticket will be 1 in fourteen million. Selling more tickets will not influence the odds since it remains constant. Selling more tickets will only effect in an increase in the jackpot price as well as on the potential number of winners (Smitheringale, 2003). Each Video Lottery Terminals, otherwise known as VLTs has their own game program and processor board which works separately from all of the other Video Lottery Terminals. A random number generator is built-in every VLT. It is that which controls losses and wins. In this case, a winning outcome cannot be predicted. Moreover, there is completely no pattern or order to the emergence of the results. For slot machines and VLTs, the payback works on percentages. More wagers eventually lead to more money lost in the game (Smitheringale, 2003). On the other hand, in a roulette game, there are thirty-seven numbered slots where the roulette ball could drop on any single turn of the wheel (Smitheringale, 2003). In one bet, the real odds of selecting the right number are thirty-six to one. Conversely, the payoffs for selecting such number are thirty-five to one. The distinction between the payoff odds and the real odds generate a 2. 7 percent house advantage. This indicates that a player will eventually lose 2. 7 percent on the average of every bet he or she makes (Smitheringale, 2003). In case of the blackjack game, the house advantage can fall somewhere from one up to twenty percent (Smitheringale, 2003). It all depends on the player’s skill as well as on the set of rules applied. Those who play following a perfect strategy can lower the house advantage to one percent. Nonetheless, those players remain at a drawback and will ultimately lose money. Playing a perfect strategy means playing a in a prearranged fashion, considering the up-card of the dealer and the players’ hand. No other than the card counters which are rare, can expect to obtain quite a slim advantage or to totally even out the odds in the game. In another use of the term, the payoff for a winning wager is at times reported in terms of odds – a winning bettor who gets odds of 3 to 1 is paid three times as much as he or she bets (Hannum, 2005). The real odds correspond to the payoff that would produce a better fair. In a double-zero roulette for instance, a bet on one number has probability of 1 in 30. This means that for a player to ultimately breakeven, he or she would have to be paid 37 to 1 (Hannum, 2005). The Working behind the Games In terms of gambling, the concept of randomness denotes that every possibility on a device is consistently possible on every trial of the machine (Smitheringale, 2003). It is incorporated into gambling games to guarantee that the players cannot exactly calculate what the subsequent outcome would be like. Examples of gambling devices which generate numbers or events in random order are slot machines, VLTs, dice, cards, and roulette wheels. Generally, a random number generator is incorporated in nearly all forms of gambling games. Every attempt on a random number generator is not just random. Rather, it is likewise independent of all the others. In this sense, preceding outcomes have no bearing upon the present or upcoming results. House advantage is a term used to refer to the mathematical advantage that the gambling operator has to guarantee that eventually, the house will generate money (Smitheringale, 2003). It is usually in a form of a percentage. It can go from a comparatively small value to a fairly huge percentage. For instance, the house advantage for blackjack players can be at approximately 1% while it can register to approximately 50% for those who play the lotteries (Smitheringale, 2003). The value corresponds to the amount in average that a player will suffer the loss of for each and every bet he or she makes. It is otherwise known as the percentage, theoretical win percentage, or house edge. There are those who use the term house advantage to refer to the odds of the game and try to avoid games with bad odds. Confusion regarding independent events and the so-called law of averages are at the core of many fallacies about gambling. Arguably, the most common of these is the gamblers’ fallacy. It is manifested in different forms. Some gamblers will bring into play this fallacy following a series of losses and chase, as they say those losses with larger bets, believing that their so-called luck must now change direction (Bewersdorff Kramer, 2004). The casino industry was build upon probability laws as well as on proper game analysis that can guarantee positive casino revenues on the long term. For some, the requisite fluctuations can be considered as bad luck or otherwise depending on the direction to where it leans toward. Nonetheless, in reality, as far as the gaming business is concerned, winning does not depend on pure luck, it lies rather in the math. References Bewersdorff, J. , Kramer, D. (2004). Luck, logic, and White Lies: The Mathematics of Games. Massachusetts: A K Peters, Ltd. Hannum, R. (2005). Risky Business: The Use and Misuse of Statistics in Casino Gaming. Chance, 18, 41-47. Smitheringale, B. (2003). FastFacts on Gambling. Addictions Foundation of Manitoba, 5-50. Vancura, O. , Cornelius, J. , Eadington, W. (2000). Finding the Edge: Mathematical Analysis of Casino Games. Reno: University of Nevada Press.

The Financial Crisis Of 2008 Finance Essay

The Financial Crisis Of 2008 Finance Essay There were many economic and political factors that lead to the financial crisis of 2008. Specific regulations, companies overstepping their boundaries with leverage, and the housing market bubble are only a few that have been said to have caused it. All of these factors were very important, and some of them are still happening today. The following four companies were on the front pages of almost every newspaper during this time, Bear Stearns Co., Lehman Brothers Holding Inc., Washington Mutual, and JPMorgan Co. To understand how these companies became major players in the financial crisis, the history of the companies must be shown. Bear Stearns Co. began when three men named, Joseph A. Bear, Robert B. Stearns and Harold C. Mayerà ¢Ã¢â€š ¬Ã‚ ¦ [Invested] $500,000 in capital to start one of the biggest independent investment banks in history. (11) Bear Stearns Co. came to be an extremely strong company. During the stock market crash, the firm [laid] off none of its employees. (11) Bear Stearns was always a strong company and it was not until 2007 that the company had its first quarterly loss. (11) To investors of a public company, over eighty years of profits means someone is running the company right. But once that first loss happened, the stock price sunk for the first time in company history. Lehman Brothers Holding Inc. was originally a small shop (4) that Henry Lehman opened when he moved to Alabama. After [Henrys] death in 1855à ¢Ã¢â€š ¬Ã‚ ¦ Lehman Brothers evolved from a general merchandising business to a commodities broker that bought and sold cotton. (4) Lehman Brothers helped fund many major companies that are still around today. Some of these companies include Paramont Pictures, 20th Century Fox, RCA, Haliburton, according to (4). Lehman Brothers kept growing even through the Great Depression, making it one of the largest and strongest financial services firms in the US. Washington Mutual originated in 1889 [as] Washington National Building Loan and Investment Associationà ¢Ã¢â€š ¬Ã‚ ¦ and [lent] its first $700 to build a house in Ballard. (8) Almost twenty years following, the banks name was changed to Washington Mutual Savings Bank. In April 1990, (8) Kelly Killinger was named the companys CEO. Within the next six years, WaMu acquired 16 smaller banks in Washington, Oregon, Utah and California. (8) In the year 1999, [Washington Mutual] buys subprime lender Long Beach Financial, which writes mortgages for people with less-than-stellar credit. This acquisition was a smart move for Washington Mutual to make more money, but it ends up coming back to haunt them in less than ten years. JPMorgan Chase Co. is one of the oldest, largest and best-known financial institutions in the world. (9) JPMorgan Co. started as The Manhattan Company in 1799. (9) JPMorgan Co. merged with many different big name banks and financial institutions of the time. Some of these banks included, Chase Manhattan Bank, Bank One, and The Bank of Manhattan. (9) JPMorgan Co. has also helped numerous big companies start and go public. JPMorgan helped create ATT, GE and U.S. Steel and also helped Apple Computers go public. There are a few different theories of the causes of the financial crisis. One theory is that Freddie Mac, Fannie Mae, and the FHA caused a housing bubble because they were loaning to lower income people that could not afford the mortgage payments after the ARM payments increased over a short period of time. ARM stands for adjustable rate mortgage, which means, when a house is purchased, there is a low interest rate that people like and can easily make the payments. However, the following year, the payment includes a higher interest rate, which is harder to pay, but still manageable. Then a year or so after that, the interest rate increases to an even higher percentage and this payment is too much for the homeowner to make the payment. The high interest on top of the principal made the mortgage payments so high that the number of foreclosures increased at a very rapid rate. Foreclosures are legal [processes] by which a bankà ¢Ã¢â€š ¬Ã‚ ¦takes a homeowners propertyà ¢Ã¢â€š ¬Ã‚ ¦ [And ] is the result of non-payment of the mortgage. (3) Soon after, people owed more money on their house than it was originally worth. This caused a panic in the housing system because homeowners that have had their house for years still owed more than their house was worth. This became a huge problem for investors as well. Some people like to invest in houses and flip them to make a quick profit. Flipping a house is when a house is purchased at a cheap price and is then renovated and sold for a quick profit. These investors were able to buy the house for cheap, but since they were considered dealers instead of brokers, they had an inventory of houses that they could not sell. Having to make mortgage payments on three or four different houses cannot be easy when homeowners are having trouble making one mortgage payment. Many of these investors then had to foreclose on their houses, sending them pretty close, if not, into bankruptcy. Fannie Mae and Freddie Mac were also major contributors to the financial crisis. Fannie Mae and Freddie Mac are government owned companies that were created to securitize mortgages, making the market for secondary mortgages larger. Securitizing mortgages is when a large amount of mortgages are combined into one security so investors only need to invest in one bond instead of hundreds or thousands of separate bonds, leaving more risk on the investor. AAA was, at the time, the safest bond that could be purchased on the bond market. Bonds are debt a company issues for investors to purchase, giving the company more money to operate with. Many investors choose bonds to invest in because they are extremely abundant and some are very low risk investments. Fannie Mae and Freddie Mac were government-owned, so the two most credible credit rating companies rated them as AAA. Freddie Mac and Fannie Mae had been investing in mortgages that were eventually going to overturn; the bonds were not as safe of an investment as investors thought. This had a major impact on the rating system, making it not as trustworthy, influential or reliable as before. The reputation of credit rating companies has since been hard to trust and will remain questionable for a long time. There were now a countless number of foreclosures on the books of Fannie Mae and Freddie Mac. Homeowners were not paying their mortgage payments because they did not have a reason to if they were going to lose their house. Once mortgages started to lose value to investors and homeowners, Fannie Mae and Freddie Mac bonds were not as valuable. This caused a downturn in investments and questionable thoughts about Fannie Mae and Freddie Mac. The second theory for the cause of the financial crisis is that greedy bankers knowingly manipulated the financial system and politicians in Washington [took] advantage of homeowners and mortgage investors. (2) This means that back in 2004 when the exemption was passed, the bankers knew that by having fewer liabilities, they could make more money. So, when banks started being able to invest more money compared to their deposits, they were able to stuff more money back into their pockets, making them even richer than before. This was not good because some people say, money is power and investment bankers did not need more power or money to risk. This extended amount of money was unhealthy because the investment banks could risk more of their money and still have enough capital to cover the bank, if needed. The third and most thought out reason for the financial crisis has ten separate factors, leading to the real answer. (2) According to (2), the ten factors are a broad credit bubble, a sustained housing bubble, excess liquidity, failures in credit-rating and securitization transformed bad mortgages into toxic financial assets, managers amassed enormous concentrations of highly correlated housing risk, risk of contagion, common stock, rapid succession of ten firm failures, and severe contraction in the real economy. The factors listed above are not blaming one person or organization for something they did. These are rational reasons that could have caused the crisis and could have made it easier to calm. However, it is dangerous to conclude that the crisis would have been avoided only if we had regulated everything a lot more, had fewer housing subsidies, and had more responsible bankers. The crisis happened on a much bigger scale than what anyone could have predicted or prevented. The financial crisis of 2008 all started when Christopher Cox, the chairman of the Securities and Exchange Commission, passed an exemption on the regulations for the big five investment banks. The meeting on April 28, 2004 was an urgent plea by the big investment banks. (1) These investment banks were looking for a way to raise their leverage ratio. It is said that at Bear Stearnsà ¢Ã¢â€š ¬Ã‚ ¦ [The leverage ratio] rose sharply, to 33 to 1 (1) shortly after the exemption was passed. The leverage ratio is the ratio between a companys liabilities and common equity. This was a major advantage to Bear Stearns, and the other big investment banks, because they could have a significantly lower amount of their deposits on hand than they were able to before. According to Harvey Goldschmid, a higher leverage ratio means if anything goes bad, it will be an awfully big mess.(1) This statement held true as we see today. On March 16, 2008, Bear Stearns made a deal with JPMorgan Chase Co. (12) This saved Bear Stearns from filing Chapter 11 Bankruptcy. Bear Stearns collapse was only the beginning and nobody could stop the economy from being blind-sided. Bear Stearns spiraled from being healthy to practically insolvent in about 72 hours. This was bad news for the entire economy. Bear Stearns experienced one of the largest bank runs in the history of the U.S. A bank run is when many depositors withdraw their money from a bank in a short period of time because the public does not have any confidence in the banking system as a whole. The public panics because they want to make believe their money will be safer outside of the bank. Bank runs do not occur nearly as often as they did before the FDIC. The Federal Deposit Insurance Company ensures depositors that their money will be safe from bank runs by insuring up to $250,000. A bank run can not only shut down a poorly operated bank but could also shut down a healthy bank. JPMorgan, backed by the New York Fed extended a sure line of credit that [gave] Bear Stearns at least 28 days to shore up its finances orà ¢Ã¢â€š ¬Ã‚ ¦ find a buyer. (12) Bear Stearns was in immediate trouble and people were starting to believe they wouldnt make it out of that one. JPMorgan agreed to pay a mere $2 a share to buy all of Bear [Stearns]. (13) This was a huge discount for JPMorgan because just one year earlier the stock was around $159.36. (14) This was an extreme drop in the price of a once highly valued stock. According to (14), the actual percentage of the price JPMorgan purchased at compared to the 52 week high was a 98.7 percent drop. This was by far the most dramatic drop in stock price in the 21st century, hoping to not be passed up in the near future. Lehman Brothers was a major factor in the financial crisis of 2008, not because the company was the reason of the crisis, but because Lehman Brothers was the largest bankruptcy case in the history of the United States. (6) The bankruptcy was approximately 691 billion dollars in assets. On September 15, 2008, Lehman Brothers Holdings Inc. filedà ¢Ã¢â€š ¬Ã‚ ¦ under chapter 11of the United States Bankruptcy Code.(5) According to the Chapter 11 Bankruptcy form, Lehman Brothers had over 150 billion dollars of bond debt and over 2.5 billion dollars in bank debts. On May 31, 2008, Lehman Brothers had total assets of 639 billion dollars and debts of 613 billion dollars. This is far from what the leverage or debt ratio should be in a major investment bank. Immediately following the Bankruptcy of Lehman Brothers, Washington Mutual collapsed, causing one of the largest banks to also file for chapter 11 bankruptcy. The bankruptcy was preceded by a large amount of withdraws from the bank in a short amount of time. This is called a bank run. According to (7), Washington Mutual had a $16.4 billion dollar run on deposits in as little as a few days. So, after Lehman Brothers went bankrupt, the public started to get a little uneasy because they thought Lehman Brothers was a sound company. This resulted in many depositors of Washington Mutual to withdraw all or most of their funds. Moodys and Standard Poors are credit rating companies that are believed to have had a say in the financial crisis of 2008. Investors are very reliant on credit ratings, especially when it comes to bond investments. When purchasing a bond, there are ratings, which are related to the safety of the bond. An AAA bond rating is considered the safest bond that can be purchased and any bond with a rating of BB or lower is called a junk bond. A junk bond is considered to be a risky investment because it has a higher default risk than AAA bonds. Default risk is the risk that the borrower will not pay either interest or the principle back. For instance, the U.S. government treasury bonds have a lower default risk rate than Greek government treasury bonds. As earlier mentioned, Bear Stearns Co., Lehman Brothers Holding Inc., Washington Mutual, and JPMorgan Co. were major players in the financial crisis. It is hard to choose which theory is correct, but the third theory is the most reasonable because there is never only one factor that goes into changing the economy so drastically.

What Is The Future Of The European Union?

What Is The Future Of The European Union? The future European Union what should it be? An integrated federal state, a free trade area, something else? Since the first enlargement of the European Community in 1973 northward, which saw the inclusion of the United Kingdom, Ireland and Denmark, the search for an ever closer union has been taking place. When EC recommended on 9th October 2002 that another ten countries should join in 2004, it is believed that the integration of Eastern Europe will push the European Union towards a new level, because it will provide a larger market, which will be the only way for the EU to compete in the new global economy. However, people cannot stop wondering, what the EU should be like in the future, as the new Europe will be highly diverse in all dimensions not only in the field of economics, but also geopolitics, and social conditions, political priorities. In this essay, it will look at the future EU, being a state with liberty, democracy and solidarity. Liberty has two meanings. To start with, in terms of The Single European Act, the chapter on the single market committed the EC to remove all internal barriers by the end of 1992, enabling the free flow of goods, services, capital and people in the member countries. There is little doubt that the internal market will become the prime focus of economic interest and activity over the next few years since it has given the EC a new lease of life. For example, potential microeconomic gains in welfare of some ECU 216 billion have been estimated for the EC, equal to some 5.3 per cent of GDP. A virtuous circle of benefits is expected, especially in the long term, from industrial reorganization, the reaping of economies of scale and through greater innovation. However, the enlarged Community is likely to experience greater internal problems since it now comprised a much less optimal grouping in its memberships. For example, doubts remain about whether sufficient structural funding will be forthcoming for the weakest Southern European economies to enable them to participate fully in EMU. It would appear that only a looser pattern of integration is compatible and suitable for the new Community in the future, particularly if it is to see continuing enlargement. Secondly, liberty requires openness and subsidiarity to be established as fundamental principles. citizens are informed of the remedies available if their rights, including fundamental rights, are not respected. These remedies include courts, ombudsmen and committees on petitions at all levels in the Union. A future Union should be a Union among the peoples of Europe, in which means decisions are taken as openly as possible and as closely as possible to the citizen. European citizens in all Member States want a well-managed European administration that is open, accountable and service-minded. In which means, it need to ensure the establishment of an open, accountable and service-minded administration through a European administrative law. Like a car being serviced and redesigned, but until we have arrived, we dont know what the roads and traffic conditions will be like. Hence, a second important condition for progress towards closer union is that since nobody knows for sure what the enlarged EU will be like, the work of the Convention should not be underestimated. Much of it is inevitably technical and legalistic. But a huge task of simplification is under way which will increase coherence, transparency and comprehensibility of the political and institutional structures of the EU. Complex and incoherent decision-making rules and multiple routes for law-making are all being radically streamlined. But simplification can be politically sensitive. For example, if the vast majority of decisions in future are to be made by majority voting, getting rid of each countrys veto, then the EU may stand a chance of not seizing up, but governments and their publics will have to decide if they are ready for this kind of pooling of so vereignty and joint decision-making. Certainly, increased simplicity and transparency will help the enlarged EU be more democratic and more in touch with the public than the current one. But much more is needed to build a democratic Europe. The European Council of heads of state and the European Commission (which with enlargement will have 25 commissioner) between them share, in effect, the tasks of a European government they share the executive tasks for European policy. Increased democracy must mean these bodies are truly accountable. Currently, the Commission is weakly accountable to the European Parliament. The European Council is accountable to none as a whole though its individual heads of state are accountable separately to their own national parliaments. More political control and oversight is vital. Democracy is also about active participation and debate of the wider public, with real opportunities for access and input. Yet these aspects are also largely being ignored or lacking- the convention is focused on the institutional and legal elements of a new constitution and so risks leaving to one side creative thinking on how to build participative democracy in European politics. It is not enough that a new constitution is simple and accessible that can only be the first step. Thirdly, the new Europe also risks failing to play a strong and progressive role in the world despite the rhetorical commitments of Europes political leaders. The EU of 25 countries and half a billion people may be an economic giant but a political dwarf just at a time when global challenges and uncertainties call more than ever before for a clear European voice. The future of Europe convention is drafting a statement of values and goals for Europes role in the world with welcome emphasis on multilateralism, tackling poverty and discrimination and promoting peace and prosperity. But these good intentions run far ahead of the EUs ability to deliver a single common voice and strategy on the international stage. Countries like Britain and France remain highly reluctant to act together, even when their views converge, wanting their own individual profiles on the global stage. And they are even more reluctant to undertake the in-depth political discussions that would be needed to come to common positions when their views diverge. Europes confusion and multiplicity of views over the Iraq crisis show how far we remain from having a common and coordinated European position whether in the UN or in dialogue with the US. With enlargement, diversity of interests and views in Europe will grow. At the Copenhagen summit this week, the EU will invite 10 new members to join in 2004. This should be a beautiful, historic moment reuniting the European continent and healing the post-war divisions. But it is only the first step in meeting the European and global political challenges that the new Europe must address. If it fails, then this moment will be seen as a turning point that marked the start of the EUs decline and not its new beginning. Therefore, the capacity of the members of the Community to overcome their differences and move towards a common defence and security policy will provide a critical test in the coming years of their commitment to closer union. The prospects for this depend very much on the willingness of a core group among them and in particular France, Germany and Britain to concert policies and action. More than anything else it is the path they take on this set of issues which will determine whether or not a real European Union emerges, for without substantial progress towards a defence union it will remain seriously incomplete. The Convention on the Future of Europe is now drafting a new constitutional treaty that will address many of these problems. But its deliberations are focused on current problems, with too little attention to the new challenges that enlargement will bring such as dealing with poor and potentially unstable countries along its new eastern border. The biggest danger to the timetable for enlargement is the unpreparedness of public opinion across Europe. Half of the EUs population favours enlargement on average, but support varies a lot between countries. That matters because the accession treaty has to be ratified by all the member-states parliaments and the European Parliament, as well as by the 10 candidates parliaments following national referenda. At present, the risk of outright rejection appears small. But acrimonious battles about the EU budget have done nothing to endear enlargement to the public. The EU is about to complete its biggest and most important project of the decade: the re-integration of the former communist countries of Central and Eastern Europe into the European fold. Institutional flaws and money wrangles should not be allowed to divert attention from the significance of this achievement. Moreover, The EUs decision-making frameworks need a thorough overhaul. The most obvious problem posed by enlargement is that of sheer numbers. With 25 voices competing to be heard, a real exchange of views will be next to impossible unless the EU undertakes further reform of the Council of Ministers and the European Commission. But the differences will be more than arithmetical. There will also be qualitative changes as the new members add their own priorities to the EUs agenda. The political balance will change as the new members weigh in on one side of the argument or the other on every issue. For example, Poland will join the UK in opposing tax harmonisation and supporting NATO, but it could be a friend of Spain on increasing the size of the EU budget. The suggestion for realising European Union depend on all members of the EC put their efforts toward this aim, hence the dream for an ever closer union will be achieved.

The Influence of Christianity on Ancient and Modern Greece Essay

The Influence of Christianity on Ancient and Modern Greece Problems with format ?From the earliest establishment of Christian churches in Macedonia, Achaia, Epirus, and Crete, to the expansion of the Orthodox Church, Greece has been a formidable landmark for development of Christianity throughout the world.? From its arrival to Greece with the first preaching of Paul, the Christian faith has undergone a unique assimilation into the cultural and philosophical traditions of the Greek people to create a church, visibly distinguishable from all other sects and denominations of Christianity.? Christianity has certainly influenced the nation of Greece.? However, it is safe to say that Greek culture has also had a notable effect on the way its people view Christianity.? The purpose of this paper is to examine the mutually significant and interacting influences of the Christian faith on Greece and of the Greek culture on Christianity. ?From the onset of Paul?s mission to evangelize the non-Jewish world, it was clear that the ministry to the gentiles would take on an entirely different form than that to the Jews.? Where converting the Jews was an issue of convincing a small people, otherwise knowledgeable about the nature of God, that this Jesus was indeed the Messiah they had long waited for, preaching to the Gentiles would be a fundamentally different task.? Greek culture, largely influential to the Roman world, was already rich with philosophy, science, art, literature, and political values.? Reaching out to this people that was, in so many ways, far advanced beyond the Hebrew nation, would mean appealing to its philosophy and tradition as a foundation for proving Christ?s supremacy.? Greek Christianity was destined to... ...dia of Religion, 6, 95-97 [2] Schaff, Philip (1910).? History of the Christian Church, 1.? WM. B. Weerdmans Publishing Company: Michigan.? [3] Beardsley, Monroe C. (1966).? Aesthetics from Classical Greece to the Present: A Short History.? ? University of Alabama Press: University, Alabama.? [4] Carassava, Anthee (2001).? ?Many Greeks praying against John Paul II visit?.? Time Magazine, 157. [5] ?Pope Appologizes?.? Christianity Today, 45.? 2001. [6] Moschovis, Peter P. (2001).? ?Socialists give Evangelicals some relief?.? Christianity Today, 45. [7] Moschovis, Peter P. (1998).? ?Court upholds right to evangelize. Christianity Today, 42. [8] ?Greece?s churches divided over ID cards?.? Christian Century, 117.? 2000.? [9] Carassava, Anthee (2000).? ?Greeks debate privacy rights vs. religious identity?.? Christian Science Monitor, 92 (148).

Gun Control Control Laws Decrease Crime Essay -- Second Amendment The R

Gun Control Since the days of the pioneers of the United States, firearms have been part of the American tradition as protection and a means of hunting or sport. As we near the end of the 20th century the use of guns has changed significantly. Because of fast and steady increase in crime and the fight for the right to own a hand gun, the introduction of legislation for gun control, to try to reduce the crime in the United States, has been a hotly debated issue in recent years. Although many people feel that gun control violates the right of the people, given in the second amendment "the right to bear arms", controlling distribution and sales and the registration of guns and gun owners is necessary because of the homicide rate involving guns and the violence by criminals using guns. Many people feel that gun control violates the right of the people given in the second amendment the right "to bear arms". Opponents of gun control, including the National Rifle Association, better known as the NRA, argue that the "right To bear arms" is guaranteed in the second amendment of the Constitution of the United States of America and licensing restrictions penalize law-abiding citizens while in no way preventing criminal use of handguns. It is also argued that by making it difficult for guns to be bought and registered for the American public there is a threat to the personal safety of American families everywhere. However controlling the sale and distributi...

Characterization in Oedipus the King Essay -- Oedipus the King Oedipus

Characterization in Oedipus Rex  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚        Ã‚   The dialogue, action and motivation revolve about the characters in the story (Abrams 32-33). It is the purpose of this essay to demonstrate the types of characters present in Sophocles’ tragic drama, Oedipus Rex, whether static or dynamic, whether flat or round, and whether protrayed through showing or telling.    Werner Jaeger in â€Å"Sophocles’ Mastery of Character Development† pays the dramatist the very highest compliment with regard to character development:    The ineffaceable impression which Sophocles makes on us today and his imperishable position in the literature of the world are both due to his character-drawing. If we ask which of the men and women ofGreek tragedy have an independent life in the imagination apart from the stage and from the actual plot in which they appear, we must answer, ‘those created by Sophocles, above all others’ (36).    Surely   it can be said of Sophocles’ main characters that they grow beyond the two dimensional aspect into really rounded physical presences. This is done through mostly the showing technique, though the chorus at times is involved in telling the audience various pieces of information. At the outset of Oedipus Rex the reader sees a king who comes to the door full of curiosity: â€Å"Explain your mood and purport. Is it dread /Of ill that moves you or a boon ye crave?† When the priest has responded that the people are despairing from the effects of the plague, the king shows another dimension to his character with his deep sympathy for his subjects: â€Å"Ye sicken all, well wot I, yet my pain, /How great soever yours, outtops it all.† Shortly thereafter a second round character makes his appearance on stage in the pers... ...and Creon become so later in the tragedy. Rarely does the dramatist use the chorus to convey information; most of this comes from exchanges of dialogue, which would be the showing technique.    WORKS CITED    Abrams, M. H. A Glossary of Literary Terms, 7th ed. New York: Harcourt Brace College Publishers, 1999.    Ehrenberg, Victor. â€Å"Sophoclean Rulers: Oedipus.† In Twentieth Century Interpretations of Oedipus Rex, edited by Michael J. O’Brien. Englewood Cliffs, NJ: Prentice-Hall, Inc., 1968.    Jaeger, Werner. â€Å"Sophocles’ Mastery of Character Development.† In Readings on Sophocles, edited by Don Nardo. San Diego, CA: Greenhaven Press, 1997.    Sophocles. Oedipus Rex. Transl. by F. Storr. no pag. http://etext.lib.virginia.edu/etcbin/browse-mixed new?tag=public&images=images/modeng&data=/texts/english/modeng/parsed&part=0&id=SopOedi

Human Resource Management Notes

09/06/11 Human Resource Management Notes #1 A. Management vs. Leadership: ManagementLeadership Planning and Budgeting * What do we need? * How much time/money? | Establishing Direction: * What do you see? * What’s your vision? | Organizing/Staffing * Hiring the right people * Or delegating tasks | Aligning People: * Target followers * Share ideas/vision| Controlling and Problem-Solving * Keeping things working * Or addressing Issues| Motivating and Inspiring * Convince others * Get them on board| Maintain Predictability and Order * Monitor progress * Achieve results| Produce Change * End Result|B. We watched the video and took notes on the idiosyncratic conductor’s leadership and management style relating to his orchestras. The Four Interpreations of Organizational Processe HRM Notes #2 A. What is the Four Frames? i. The Four Frames is a method developed by Lee G Bolman and Terrence E. Deal by which organizational situations are viewed. This analytical tool reveals the veiled aspects of an organization’s dynamics B. What are the Four Frames? 1. Structural Frame 2. Human Resource Frame 3. Political Frame 4. Symbolic Frame C. Characteristics of the Four Frames: Structural * Metaphor = a machine * All about division of labor * Delegating roles * Involves a clear hierarchy * Exact processes * Setting Goals * Human Resources * Metaphor = a family * Open communication * Grow/Improve Skills * Identify bias/limitations * Resolve conflicts * Informal relationships * Political * Metaphor = Jungle * Competition * Power * Scarce resources * Bargaining * Advocating/forming coalition * Symbolic * Metaphor = Temple * Values * Rituals * Image * Brand * Culture * Heroes * Meaning * Intuition D. Processes: * Strategic Planning: Structural = strategeties to set objectives and coordinate resources * Human Resources = Gathering to promote participation * Political = Arenas to air conflicts and realign power * Symbolic = Ritual to signal responsibility, produce symbols, negotiate meanings * Decision-Making: * Structural = Rational sequence to produce right decision * Human Resources = Open process to produce commitment * Political = Opportunity to gain or exercise power * Symbolic = Ritual to confirm values and provide opportunities for bonding * Reorganizing: Structural = Realign roles and responsibilities to fit tasks and environment * Human Resources = Maintain balance between human needs and formal roles * Political = Redistribute power and form new coalitions * Symbolic = Maintain image of accountability and responsiveness; negotiate new social orer * Evaluating: * Structural = Ways to distribute rewards or penalties and control performance * Human Resources = A process for helping individuals grow and improve * Political = Opportunity to exercise power * Symbolic = Occasion to play roles in shared ritual * Approaching conflict: Structural = Maintain organizational goals by having authorities resolve conflict * Human Resources = Devel op relationships by having individuals confront conflict * Political = Develop power by bargaining, forcing, or manipulating others to win * Symbolic = Develop shared values and use conflict to negotiate meaning * Goal Setting: * Structural = Keep organization headed in right direction * Human Resources = Keep people involved and communication open * Political = Provide opportunity for individuals and groups to make interests known * Symbolic = Develop symbols and shared values * Communication: Structural = Transmit facts and information * Human Resources = Exchange information, needs, and feelings * Political = Influence or manipulate others * Symbolic = Tell stories * Meetings: * Structural = Formal occasions for making decisions * Human Resources = Informal occasions for involvement, sharing feelings * Political = Competitive occasions to win points * Symbolic = Sacred occasions to celebrate and transform culture * Motivation: * Structural = Economic incentives * Human Resources = Growth and self-actualization * Political = Coercion, manipulation, and seduction * Symbolic = symbols and celebration

The Dangers of Obedience to Authority: Writing and Reading Across the Cirriculum

As a child growing up, everyone was told â€Å"respect your elders† or â€Å"listen and obey†. As children grow into teenagers, they start pushing the boundaries to see who they really need to obey. Throughout adulthood, though people have fewer and fewer authority figures as the years go by, everyone must obey someone. Though we all have someone to obey, when does the respectful obedience cross the line into dangerous territory? Obedience becomes dangerous when it becomes physically or mentally harmful to one’s self or society.Physical abuse to one’s self or another person is dangerous, period. What is even more frightening is when someone hurts themselves or others due to an authority figure’s direct influence on them. In the infamous psychologist, Stanley Milgram’s, experiment, people were told to administer shock to a peer for not answering a question correctly. This experiment shows the dangers of obeying authority. Though the â€Å"pee rs† were acting, the subjects fully believed they were truly administering shock to another human being.This shows that the line between respectful obedience to an authority figure and a dangerous subservience to a fear striking leader is crossed when one person begins or attempts to injure one’s self or another because of a fearful obligation placed upon them. Some may argue that police officers cross the line when they use â€Å"excessive force† on a perpetrator because they are hurting another person due to the description of their job by the local government. While this is a valid point, if an officer is forced to cause physical harm to someone, he or she has been provoked by the offender and are simply doing their job.Mental or emotional abuse is generally not the first thing most people think of when they hear the word obedience. Though it is not often spoken of, mental abuse occurs often when an authority figure abuses their power to break down the psychol ogical barriers that one may have in order to get the person to obey. This tactic was used in the â€Å"Stanford Prison Experiment† when the â€Å"guards† began calling the â€Å"prisoners† by their numbers instead of names and granted admission to the â€Å"privileged cell† in order to maintain control over the prisoners. Because of the psychological games played by ome authority figures, the line between obedience and danger is crossed and can become harmful to a person’s incredibly fragile mental health, causing them to have thoughts of suicide or murder. Some may argue that mind games are the safest and easiest way to keep structure and order when dealing with a person of lesser authority. However, psychological warfare, such as the mind games that were used in the â€Å"Stanford Prison Experiment†, can leave some of the worst scars on a person due to post traumatic stress disorder as well as depression which can lead to suicide.Obedienc e to society is not often thought of when dealing with this particular topic. The power of a majority is usually far underestimated. Just as shown in the article â€Å"The Power of Situations† with the line test, most people will override their own eyes to believe what they are told the majority believes or thinks. Society can be a very harmful entity when trying to influence the masses. This statement especially applies when dealing with teenagers. For example, when most teenagers are in a situation where they feel everyone else is doing something they know is wrong, they will usually â€Å"go with the flow† and follow what the crowd does.In a study conducted by the â€Å"D. A. R. E. † group showed that, while people who try to pressure teens to smoke say â€Å"everyone does it†, in fact only 11% percent of teens actually smoke. Though teen smoking at all is not good, 11% is much better than everyone. Some may say that obedience to society is promoting c onformity which is good for our justice system as well as the status quo. However, the idea that everyone must be the same, think the same, and have the same emotions is not only sad, but also nips creative thinking in the bud.Without creative thinkers, how would our world see in the dark? Conformity is alright to an extent, but when it impedes progress, it becomes a danger to society and future generations. While a due respect and obedience should be given to authority figures, obedience that becomes harmful, psychologically or physically, to oneself or society in general, crosses the line into the danger zone where it could harm an actual human being or the creative thoughts inside that person.